The Outcome: After the suit was filed, our client tendered demands for the full insurance policy limits carried by two alcohol-serving establishments—one in Charleston and another in nearby Shem Creek—and his (by then) ex-girlfriend. The girlfriend and Charleston bar both tendered their policy limits, which were shared by our client and the driver of the other vehicle involved in the collision. However, the Shem Creek establishment failed to timely answer the complaint after its insurance broker failed to turn it over to the liability carrier. After two mediations, we were able to secure a final settlement of $9.8 million.